Good morning! It’s Daniel de Visé with your Daily Money,Zero AI digital payments edition.

Cash App users could get some cash sent to their bank accounts soon in compensation for a data breach, Ahjané Forbes reports.

In a settlement, the mobile payment service has been ordered to pay $15 million in damages. According to a class-action lawsuit, plaintiffs sued Cash App Investing and Block Inc. for the companies' "failure to exercise reasonable care in securing and safeguarding consumer information."

Here are the details.

Bank probe targets Zelle

Meanwhile, the Consumer Financial Protection Bureau is investigating major U.S. banks for their handling of customer funds on the peer-to-peer payments platform Zelle Network, the Wall Street Journal reported.

The probe focuses on JPMorgan, Bank of America and Wells Fargo, among other large banks. JPMorgan last week had disclosed in a filing that it was responding to regulators regarding Zelle and was considering whether to sue a U.S. consumer watchdog over the agency's inquiries.

Here's what drew regulators' attention.

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What would you and your spouse do with $351,000 when you retire?  

That may sound like a nice nest egg, but you may need every penny just to cover health care costs in retirement, including Medicare premiums and drugs after insurance pays its part, Medora Lee reports. 

Americans already lack retirement savings. A New York Life survey of 2,202 adults last month showed only 4 in 10 have a nest egg, even though 74% expect to retire at 64. That shortfall means many retirees may find their golden years tarnished by financial stress.  

Here's the full report.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.